Payday loans for poor credit
Direct lender
Instant lending decision
Same day funding
No guarantor required
How it Works
Payday Bad Credit offers a simple way to access affordable finance, even if you have been turned down by mainstream lenders. We understand that keeping a good credit score is not easy and various circumstances can cause a less than perfect credit history. But, that does not mean that you should be denied the finance you need to for future emergencies or other urgent expenses.
At Payday Bad Credit, we specialise in payday loans for bad credit, allowing you to borrow up to £1,100 and repay over several weeks, giving you the flexibility and breathing space to get back on your feet.
Our application only takes two minutes to complete, and you will be put in touch with one of our loan partners who will be able to assist you every step of the way. Provided that you meet their criteria, funds can be successfully transferred to your account on the same day of applying.
* Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk. Representative APR 997%. Borrow £500 for 4 Months. Four Monthly Repayments of £215.81. Total repayment £863.24.
Pay Day Bad Credit is a trading style of Western Circle Limited – Company Registration Number: 7581337
We are fully authorised and regulated by The Financial Conduct Authority. FCA full permission license: 714479
ICO Registration Number: Z3305234
Pay Day Bad Credit terms and conditions apply. Applicants must be 23 or over.
All loans are subject to affordability, applicant verification and traditional credit checks via various national
databases by Pay Day Bad Credit responsible lending policy.
Loan limit maximum of £500 for first-time customers (£1,100 for existing).
In most cases, loan decisions may take up to 30 minutes during office working hours.
If your bank does not support Faster Payments, funds will be sent to your account the same day as approval so long as you’re approved by 16:30.
Representative Example: APR 997% Borrow £500 for 4 Months, Total repayment £863.24
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
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