BAD CREDIT LOANS – BORROW UP TO £1,100 REPAID OVER 2,3 OR 4 MONTHS
Two minute application – high acceptance
Representative APR 997%
Borrow £500 for 4 months, 4 monthly repayments of £215.81. Total repayment £863.24,
interest rate p.a. (fixed) 270.10%. Warning: Late repayments can cause you serious money problems.
For help, go to moneyadviceservice.org.uk.
Payday Bad Credit offers a simple way to access affordable finance, even if you have been turned down
by mainstream lenders. We understand that keeping a good credit score is not easy and various circumstances
can arise and cause a less than perfect credit history. But, that does not mean that you should be denied the
finance you need to for future emergencies or other urgent expenses – whether it is car repairs, an expensive
medical visit or a broken boiler that requires some money to be fixed.
At Payday Bad Credit, we specialise in payday loans for bad credit, allowing you to borrow £200 to £1,100 and
repay over several weeks or months, giving you the flexibility and breathing space to get back on your feet.
Our form allows you to choose how much you wish to borrow and how long for, putting you in control of your finances.
We are able to offer bad credit payday loans by taking a view on different credit histories and circumstances.
In some cases, we may recommend lenders that offer payday loan alternatives or those that require you have a guarantor,
to add more security to your application.
Our online application only takes two minutes to complete, and you will be put in touch with one of our
loan partners who will be able to assist you every step of the way. Provided that you meet their criteria,
funds can be successfully transferred to your account on the same day of applying and sometimes within one hour.
PAYDAY LOANS FOR POOR CREDIT
Borrow £200 to £1,100 repaid over weekly or monthly instalments. The entire application is online and there are no upfront fees for applying.
Quick loans within 1 hour
Payday loans direct lenders
Instant payday loans
Same day loans
No guarantor loans
Short term loans bad credit
As a company that is regulated by the Financial Conduct Authority, we are passionate about
treating customers fairly and the practices of responsible lending. We are fully FCA authorised,
responsible and able to successfully fund your loan if you meet the criteria and approval.
We will not share your details with third party companies and you will not receive any unsolicited calls,
messages or emails without permission. We are proudly members of the trade bodies including the
CCTA so that we are always up-to-date with the payday loan industry and will always have you best
interests at heart. There are no fees for applying and your details are kept safely and confidentially
on our secure server.
FREQUENTLY ASKED QUESTIONS
How do repayments work for bad credit payday loans?
Our payday loans bad credit are repaid in equal monthly instalments which will come out automatically
from your debit account on a date that you have selected. Most customers choose the last working day of
the month because this is typically when they receive your salary from work and are likely to have a
healthy sum of money in your account. Payments are taken automatically through a method known as
continuous payment authority – meaning that your debit card is tokenised during the application
process so the amount owed can directly collected by the lender each month, saving you the hassle
of making a manual repayment or calling up to pay every month. If you find that you are in a financial
position to do so, you may pay your loan off early and you will save money on the interest as a result
and likely end up paying less.
How much I can I borrow from payday loans for bad credit?
Customers can apply to borrow £200 to £1,100 over 2,3 or 4 months.
The amount you will be able to borrow will depend on a number of factors including monthly income,
affordability and current credit rating to ensure that you can afford their monthly repayments without
falling into financial difficulty.
When will my loan be funded?
Payday Bad Credit are determined to process your loan as soon as possible and aim to fund
loans within 1-2 hours, or on the same day for the very least. You may be required to provide
additional information to the lender such as a pay-slip, bank statement or utility bill and also
have a quick phone call to confirm details. We cannot guarantee the speed of the loan payment
but our partners are committed to helping you receive your funds as quickly as they can.