Get in touch

For any questions you have relating to Payday Bad Credit, please get in touch using the details provided. We will endeavour to answer your query within 24 hours.

Phone number: 020 3006 6977


Western Circle Limited

Office 8, 2a Highfield Avenue,


NW11 9ET

Email us

    Representative example:

    Borrow £700 for 6 months. 1st monthly repayment of £168.45, 4 monthly repayments of £224.60, last monthly repayment of £112.20. Total repayment of £1,179.05. Interest Rate p.a. (fixed) 185.39%, RAPR 611.74%. Our APR includes all applicable fees. Daily interest is capped at 0.798%.

    Payday Bad Credit is a trading style of Western Circle Limited – Company Registration Number: 7581337. We are fully authorised and regulated by The Financial Conduct Authority.
    FCA full permission license: 714479
    ICO Registration Number: Z3305234

    Payday Bad Credit terms and conditions apply.

    Applicants must be 18 or over. All loans are subject to affordability, applicant verification and traditional credit checks via various national databases by Payday Bad Credit responsible lending policy. Loan limit maximum of £1,500.

    In most cases, loan decisions may take up to 30 minutes during office working hours.
    If your bank does not support Faster Payments, funds will be sent to your account the same day as approval so long as you’re approved by 16:30.

    Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk