Everyone is looking for ways to save money here and there. No matter where you find yourself on your financial journey, you should keep it in mind that anyone has the ability to turn their financial situation around. A great place to slice the amount of money you spend is around the house since this will include your daily, weekly and monthly costs rather than individual big expenses.

In this guide on Payday Bad Credit, we have compiled a list of simple things that you can do around the house to save yourself money.

Wash Clothes at a Lower Temperature


Washing clothes can be an expense, but the thing that actually making laundry expensive is heating up the water in order to wash the clothes. Where you can, try to wash clothes at 30C, most clothes will be just fine with this but make sure to check the label.

Note that colours do not bleed when you washing them in cold water, so you don’t even have to sort them into different piles. Saving time and saving money.

Air Dry Your Clothes


Keeping on the same topic of clothing, you should try to air dry your clothes as opposed to tumble drying them. If you have the space in your house or in your garden, you should invest in a washing line or a clothing rack to hang up your wet clothes to dry. This will save you a significant amount of money on your electricity bill. In addition, your clothes should actually last longer if they are dried naturally than if they are dried with direct heat, which is sure to save you extra money in the long term on having to fork out for more clothes.

Unplug electronics


It may be a wise idea to physically unplug and electrical items when they are not in use. Then, only plug things back in when you need them. This is to avoid using electricity unnecessarily.

Cook in Bulk


In order to save money on your food bill, try buying and cooking in bulk. It is advisable to construct a meal plan for each week and stick to it.

Buying things in bulk could mean you cash in on some great deals and do not have to rush out to get something when you run out of it without being aware.

Cooking in bulk can feed you and the family for a long period of time. Make meals which you can store in the fridge or freezer to be reheated. Things like pasta sauces or casseroles are a good bulk-meal. This will help you avoid the cost of buying an individual meal for each night of the week. Check out some bulk cooking recipes, as provided by BBC’s Good Food for inspiration.

Consider switching up your diet

Altering what you eat in a week can be beneficial for your bank balance as well as your health. It is true that one of the biggest expenses in a weekly food shop is usually the meat products. If this is the case for you, why not start embracing “meatless Mondays”, for example.

Having one day or a few days in which you do not consume any meat products can help to keep you fit and save you money in your weekly shop. If you wanted you could even make room in your week for a day where you only eat vegan food, again this can broaden your love for food you hadn’t tried and your cooking skills, all while saving money on too much meat in your food shops.

Do a clear out


To make a bit of money, you can declutter your wardrobe, sorting the clothes into keep, throw and sell/charity. It is extremely likely that you have plenty of clothing items in your wardrobe right now that you rarely wear and could realistically go to a better home.

Consider selling your clothes or other possessions alike on places like eBay, Depop or Vinted.

Collect spare change in a jar


You would be surprised how much money you can save by simply keeping a jar for the purposes of depositing spare change. As the saying goes, count the pennies and the pounds will go. To give you the motivation to drop change in, why not set yourself a goal like a holiday or whatever you feel as though you might not otherwise be able to comfortably afford.

Daniel is a loans expert based in London and has been working in the payday loans industry since 2010.