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Coronavirus Support

PaydayBadCredit helps you navigate your finances during the Coronavirus crisis.

Have your finances been impacted by the pandemic? Not sure how you are going to repay your loan? Don’t worry! We are here to support you through these uncertain times.

We are aware that many customers may be struggling financially due to the Coronavirus outbreak. Many employees in the UK have been laid off, placed on furlough or received cuts to their salaries, and many companies in every business sector have seen big declines in their profits.. We understand that you are not just worried about your financial stability, but your physical health too. We guarantee that we will do everything we can to support you through these trying times.


We don’t recommend taking out a loan if your income has been cut.
However, you can apply for government funding to help you through this difficult period.

Representative example:

Borrow £700 for 6 months. 1st monthly repayment of £168.45 , 4 monthly repayments of £224.60 , last monthly repayment of £112.20. Total repayment of £1,179.05. Interest Rate p.a. (fixed) 185.39%, RAPR 611.74%. Our APR includes all applicable fees. Daily interest is capped at 0.793%.

Payday Bad Credit is a trading style of Western Circle Limited – Company Registration Number: 7581337. We are fully authorised and regulated by The Financial Conduct Authority.
FCA full permission license: 714479
ICO Registration Number: Z3305234

Payday Bad Credit terms and conditions apply.

Applicants must be 18 or over. All loans are subject to affordability, applicant verification and traditional credit checks via various national databases by Payday Bad Credit responsible lending policy. Loan limit maximum of £1,000.

In most cases, loan decisions may take up to 30 minutes during office working hours.
If your bank does not support Faster Payments, funds will be sent to your account the same day as approval so long as you’re approved by 16:30.

Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk